Big Cea–Merchant Solutions
Empowering Businesses, Saving Money, Strengthening Communities
About Big Cea–Merchant Solutions
Driving Growth for Every Merchant
Big Cea–Merchant Solutions is a proudly Black-owned, community-driven fintech company dedicated to helping small businesses thrive. Our mission is to make payment processing simple, affordable, and empowering, so merchants can retain more of their hard-earned revenue. From local shops to online vendors, we create tools that let businesses operate smoothly without losing profits to high fees.
Founded to promote economic growth and financial independence, we bridge technology, commerce, and community success. We invest in the communities we serve through local workshops, entrepreneurship programs, and financial literacy initiatives. Every solution we offer is designed to save money, reduce complexity, and provide reliable support for business owners who deserve better.

Our Services
Simplifying Payments, Maximizing Savings
Innovative solutions that make processing payments easier and cheaper for merchants.
Credit Card Processing
Secure and reliable payment systems that reduce fees while ensuring fast deposits for all transactions.
Payment Gateways
Custom integrations for websites and apps that deliver smooth, encrypted, real-time processing.
Mobile Payment Apps
User-friendly mobile tools that let merchants accept payments anywhere, perfect for on-the-go businesses.
Cash Discount Program
Legally offset processing fees while encouraging cash payments, saving merchants thousands annually.
What Sets Us Apart
Unique Solutions Backed by Community Values
We combine technology, affordability, and community empowerment for unmatched support.
Cost-Saving Expertise 💵
Help merchants save up to 3% per card transaction while reducing hidden fees for stronger profits.
Flexible Technology 🔧
Mobile apps and gateways adapt to all business types, making payment processing effortless.
Community-Focused Approach 🌟
We support local growth through workshops, financial education, and entrepreneurial programs.
Mobile Payment Technology 📱
Accept payments anywhere with mobile apps designed for vendors, food trucks, and service providers.
Merchant Training & Support 🧠
Our experts provide hands-on guidance to manage systems, read reports, and make smart decisions.
Start Saving Today
Reach out now to learn how Big Cea–Merchant Solutions can help your business keep more money.

Phone: (213) 972-8406
Email: ceason.smith@bigcea.com
Hours: Monday through Friday, 7am – 4pm